Insurance Options at Coastal Cosmetic & Family Dentistry

Insurances We Accept

Finding the right dental home is easier when you know your insurance is welcome. At Coastal Cosmetic and Family Dentistry, we accept all major dental insurance plans and work directly with your provider to maximize your benefits and minimize what you pay out of pocket. Whether you are in-network, out-of-network, or somewhere in between, our experienced insurance coordinator handles the paperwork, files your claims, and walks you through your coverage before any treatment begins.

We work with all major insurance providers, including:

  • MetLife — a top choice for employees of Navy Federal Credit Union and many major Pensacola employers
  • Cigna — accepted across Cigna DPPO, Dental Care, and Total Care plans
  • Careington and Careington Platinum — one of the highest-reimbursing plans we work with
  • Aetna
  • AlwaysCare
  • Ameritas
  • Guardian
  • Humana
  • UniCare
  • United Healthcare
  • Principal
  • Sun Life/DHA
  • UCCI TriCare/Department of Defense — proudly serving military families near NAS Pensacola

Even if your plan is not listed or we are not in-network with your specific carrier, we can still see you. Our team will file claims on your behalf and provide a detailed treatment plan with cost estimates upfront so you always know what to expect. Don’t see your insurance listed? Call our office and we’ll verify your coverage directly.

Not covered by dental insurance? Our in-house Dental Savings Plan offers an affordable alternative for uninsured patients — just $4.99 per month for two free cleanings, a free limited X-ray, and 20% off all treatment. No waiting periods, no claim forms, no annual limits. Contact us today to verify your insurance or learn more about our membership plan.

Medicare & Medicaid Insurance Information

We are happy to welcome patients with Medicare and Medicaid plans to our practice. While we are not in-network with Medicare or Medicaid, we believe everyone deserves quality dental care and would love the opportunity to care for you.

Appointments for patients with Medicare or Medicaid plans are provided on a cash-pay basis, with payment due at the time of your visit. We will provide you with a detailed, itemized receipt that you may submit to your insurance provider for possible reimbursement.

Please note that reimbursement is determined entirely by your insurance plan, and we are unable to guarantee coverage or payment for services. If you have questions about your benefits, we recommend contacting your insurance provider before your appointment.

If you have any questions about scheduling or payment options, our team is happy to help.

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